C. M. Corky Watts, CMB:
Mr. Watts has over 35 years in the mortgage banking industry with senior management positions in capital markets, production and operations. He has started and operated mortgage banking companies and has also worked in mortgage technology, developing one of the first mortgage web sites. He has written numerous articles, spoken at industry events and held leadership positions in the Mortgage Bankers Association and California Mortgage Bankers Association. Mr. Watts holds the Certified Mortgage Bankers designation.

Contact Info:
408-395-5504
cwatts(AT)garrettwatts(d0t)com

Joe Garrett:
Mr. Garrett has 30 years in the mortgage banking industry, half of which was as CEO & President of FDIC insured banks. He has extensive knowledge originating and selling mortgage loans within a regulated environment and understands how to operate in strict compliance with regulations. Mr. Garrett is a frequent writer for the mortgage industry, speaks often at industry gatherings and has taught Real Estate Finance at the University of California at Berkeley.

Contact Info:
510-469-8633
jgarrett(AT)garrettwatts(d0t)com